San Jose Real Estate

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Silicon Valley Real Estate

The Clarkson Team

                    Short Sale Specialists   (408) 966-6102

Lin Clarkson, Realtor® and her team offers unparalleled service to ALL clients looking to buy homes for sale in San Jose, Campbell, Los Gatos, Saratoga, Menlo Park, Monte Sereno, Los Altos, Milpitas, Morgan Hill, Gilroy, Hollister, Santa Clara, Sunnyvale, Cupertino and other surrounding cities. Your complete satisfaction with our service and representation is our number one priority.

While Silicon Valley Real Estate Group serves the entire Santa Clara County real estate markets including the surrounding communities such as San Jose, Almaden Valley, Blossom Valley, Willow Glen, Santa Teresa, Berryessa, Evergreen, Silver Creek, and Cambrian. We specialize in selling homes to motivated buyers and sellers.

Whether you are considering buying a home, or selling a home or both, Lin and her team knows these areas inside and out.

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Help For Silicon Valley Real Estate Homeowners:

Lin Clarkson, Realtor and her team are

HAFA and SHORT SALE SPECIALISTS.

CDPE, SFR & HAFA Specialist

 

With the downturn in the economy many people have been forced into foreclosure. Not only does this leave them without a house, but it also deteriorates their credit. However, for some who get behind on their mortgage payments there is another option. If a homeowner owes more on their house than it could sell for in the current real estate market they may be eligible to complete a short sale. A short sale essentially allows the homeowner to sell their house for whatever it is worth in the current market regardless of what they owe on the property. Depending on the bank and how negotiations are executed, the homeowner can be forgiven the deficiency on the sale of the home and walk away debt free. Different types of loans have different short sale requirements which can make them easier or more difficult to complete.

Here is how it works. A short sale occurs when a bank (who holds the mortgage on a property) agrees to take a loss or “short” on the amount owed them on the mortgage. Regardless of what is owed on the property, the bank will only be able to sell the house at market value after foreclosure. Therefore it is beneficial for them to have the house sold sooner rather than later. With a short sale the bank does not have to go through the expense of all the legal filing associated with foreclosure or the time and cost involved in holding a property until it sells. Instead, an offer is submitted before the foreclosure is completed, and the property goes directly from the current homeowner to the new homeowner without becoming bank owned property. Some types of loans even allow sellers to walk away from closing with some cash. Often government loans and government backed loans allow the seller $1000 and $3000 once a short sale has been complete.

The best way to complete a short sale is by going through a real estate agent or a company who specializes in short sales. Be cautious of anyone who charges for their services. Companies or realtors should not charge for their services because they will make their money when the house sells (through commission or through buying the house, fixing it up as needed, and selling it).

While short sales are not for everyone, they are a great option for those who have fallen behind on their mortgage payments, and owe more on their property than it is worth. A short sale allows the homeowner to avoid foreclosure, reduce or get rid of their house debt, and sometimes even walk away with cash at closing.

Real estate professionals with the Certified Distressed Property Expert (CDPE) Designation have trained extensively to understand the options, solutions, and effective methods for dealing with homeowners facing hardships. Don’t risk your financial future and the potential sale of your home with an agent who does not have all the solutions.
CDPE’s do not merely assist in selling properties, they serve and help save their clients in need. Lin and her team has been successful in assisting many homeowners being right there for them and taking over the negotiations with the banks. Call Lin today for a confidential meeting. For a free report… http://avoidforeclosureinsanjose.net

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Featured Property for Sale: Some of the best properties for sale are displayed right here. As an expert in Silicon Valley real estate, Lin Clarkson and her team can provide you detailed information on homes for sale in San Jose, Campbell, Los Gatos, Cupertino, Milpitas, Morgan Hill, Gilroy, Sunnyvale, Mt. View, or other surrounding areas.
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Let us know if there is something specific you are looking for and we’ll find what you need. Enjoy your visit and please contact us if there is anything we can do to make your next home buying or home selling experience the best it can be!

Lin Clarkson (408) 966-6102 www.siliconvalleyyourhome.com